I got pre-approved.com follows a six (6) step process to assist you in obtaining financing and purchasing your vehicle.

1. Initial Contact. You have two (2) ways to contact us; Online or by Telephone. You have to take the first step.
2. Information: Next we gather all the pertinent information. You complete a credit application and provide us with the following documents: 
   1. Valid Driver License: Copy of a valid non-expired state issued driver’s license for the buyer/co-buyer.
   2. Proof on income. If you are a W2 employee we need the buyers/co-buyers most current pay-stub showing year to date totals of gross pay and all deductions. If you are self  employed we need the buyer’s/co-buyer’s last 2 years tax returns and 3 months bank statements. If you have other sources of income, (ex: child support, social security, retirement) we need copies of the most current check and documentation showing you are entitled to the income. 
   3. Proof of Residence: Qualifying proof of residence has to be a utility bill, phone bill, bank statement or mortgage statement showing the buyer’s/co-buyer’s name and current address. Bill cannot be more than 30 days old nor final/cutoff notices.
   4. Proof of Phone: Qualifying proof of phone has to be a valid landline in your home or cell phone bill (not pre-paid) showing the buyer’s/co-buyer’s name and address. Bill cannot be more than 30 days old nor final/cutoff notices.
   5. References: We must have seven (7) references showing their complete name, address and valid phone number.
   6. Other Documentation: Sometimes lenders request additional information. In the event that happens we will inform you of the necessary documentations needed.
       
3. Credit Evaluation: After all information is received, our finance analysis will personally go over your credit, evaluate/explain your individual situation and inform you of what you qualify for (ex: loan amount, monthly payment, vehicle price range, possible down payment amount).
4. Loan Submission: Upon your consent, based on our evaluation we will work with a dealership to find the vehicle you have chosen that fits your wants, needs and credit profile, negotiate your price and submit your information to the appropriate lenders for approval.
5. Closing: Once loan approval has been obtained, a appointment is set at the dealership where your vehicle has been located. You will be given a letter of approval showing your appointment time and approval status. Upon arrival you will be shown the vehicle you have chosen, that has been discussed with you by our loan analysis and if it meets your approval you will sit down with the finance department to discuss your terms.
6. Delivery: Upon your approval of the terms your paper work will be completed and you will be the proud owner of the vehicle of your choice.